Claim · 2021-12-29 · signature · Stated in source · Supported

The People’s Bank of China’s FinTech Development Plan 2022–2025, issued by notice of 29 December 2021, lists the herding effect (羊群效应), together with the algorithmic black box and algorithmic discrimination, among problems that financial institutions are to guard against through stress testing, simulation and parameter tuning.

One recorded claim. The claim panel gives its qualification, the source passages with their place in each source, and how it was checked.

What it connects

中国人民银行关于印发《金融科技发展规划（2022-2025年）》的通知 → bears on → AI raises financial-stability risks through correlated behaviour

Where it appears

AI and money: what central banks and financial authorities have said, 1997–2026 →

Claim and evidence

中国人民银行关于印发《金融科技发展规划（2022-2025年）》的通知bears on ↓AI raises financial-stability risks through correlated behaviour

Machine-checkedStated in sourceSupported

Supporting evidence: primary · 1 source

Date: 2021-12-29 · signature Records dated 2021 →
Role: Context
Register (kind of text): Nonfiction
Missing element: The passage names 羊群效应 (herding effect) as an algorithm problem to be prevented but does not state the mechanism (similar models or data making decisions alike) or that it could amplify shocks or volatility.

Scope and limitsA planning document’s task list in Chinese; the English rendering is a paraphrase. It records that the plan names the problem, not that herding has occurred or that measures were implemented.

The evidence 01

primary sourceSupports the claim

中国人民银行关于印发《金融科技发展规划（2022-2025年）》的通知

中国人民银行 (People’s Bank of China) · 2021-12-29 · In Chinese (zh)

Cite the original source

Cite the original document, not Selekoa. Check these details against it.

Source excerpt

“通过临界测试、仿真模拟、参数调优等方式着力防范算法黑盒、羊群效应、算法歧视等问题，提升算法可解释性、透明性、公平性和安全性。”

Location in source Attachment, chapter on tasks, item （二十四）筑牢金融与科技风险防火墙

How it was read Retrieved directly from the publisher

Machine-checked · 2026-11-06

Source details and check notes

Authors: 中国人民银行 (People’s Bank of China)
Version: Retrieved for the candidate pack on 2026-11-02 (SHA-256 2ea9fc78de9969cf9240bb20ad5733d9568eab86b20e22e2253701dc7f165510). Retrieved again at admission on 2026-11-06 (same file). HTML notice with the full plan as attachment, as served on 2026-11-02
Canonical address: Open the canonical source ↗
Accessed: 2026-11-06
Language: Chinese (zh)
Attribution: 中国人民银行 (People’s Bank of China), “中国人民银行关于印发《金融科技发展规划（2022-2025年）》的通知”, 2021-12-29.
Reuse: No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution.
Check notes: Candidate pack passage, AI and money (research/ai-money). The quotation (54 characters) matched a fresh retrieval of 2026-11-06 (the same file the candidate pack read). Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review.

Status and meaning

Editorial status. Machine-checked. Machines found this record and checked it against its sources; no person accepted it individually. Each evidence record above shows how it was checked.

Relation. A passage of the document bears on the proposition without meeting its criterion; the record names the missing element. It is not an articulation and implies no influence.

Date. Date the text was signed, as the text gives it.

Record ID am-u01-pbc-2021-fintech-plan-2022-2025