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In a Euro & talous analysis of 5 September 2024 published by the Bank of Finland, economist Tatu Räsänen writes (in Finnish) that the spread of generative AI has already increased risks linked to cyber threats, information operations and fraud, that deepfakes make fraud easier, and that generative AI enables more sophisticated cyberattacks. Copy claim link
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Supporting evidence: primary · 1 source; Context: primary · 1 source
Date 2024-09-05 · publication Records dated 2024 → Role Articulation Register (kind of text) Nonfiction Scope and limits Quoted in the original Finnish; English paraphrase in the evidence notes. The article cites a US Treasury report for these points and carries a disclaimer that the views are the author’s. It states risk channels, not measured losses.
The evidence 03 primary source Supports the claim
Generatiivinen tekoäly voi mullistaa rahoitussektoria ↗ Suomen Pankki (Bank of Finland), Euro & talous · 2024-09-05 · In Finnish (fi)
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Source excerpt “Generatiivisen tekoälyn yleistyminen on jo lisännyt kybermaailmaan, informaatiovaikuttamiseen ja huijauksiin liittyviä riskejä.” Location in source Section “Generatiivisen tekoälyn yleistyminen voi lisätä epävakauttaviin kehityskulkuihin liittyviä riskejä rahoitussektorilla”, first paragraph
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Machine-checked · 2026-11-06
Source details and check notes Authors Tatu Räsänen Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 f1aa61baef8418aee97f659096e3edfc3b1c5ae52b0c65f0e2c63ecb2fd8da7e). Retrieved again at admission on 2026-11-06 (SHA-256 975890605f57c09928cf77c3cb4666fb85476883704b5395a0196afc0084c13a; web pages are served with new markup on each request). HTML of the Euro & talous analysis article as served on 2026-11-02 (the request redirected to the address recorded) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language Finnish (fi) Attribution Tatu Räsänen, “Generatiivinen tekoäly voi mullistaa rahoitussektoria”, 2024-09-05. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (12 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Supports the claim
Generatiivinen tekoäly voi mullistaa rahoitussektoria ↗ Suomen Pankki (Bank of Finland), Euro & talous · 2024-09-05 · In Finnish (fi)
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Source excerpt “Huijauksista ja disinformaation levittämisestä on tullut yhä helpompia toteuttaa edistyksellisten syväväärennösten (deepfake) avulla. Tämän ohella generatiivinen tekoäly mahdollistaa sofistikoituneempien kyberhyökkäysten toteuttamisen.” Location in source Same paragraph
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Machine-checked · 2026-11-06
Source details and check notes Authors Tatu Räsänen Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 f1aa61baef8418aee97f659096e3edfc3b1c5ae52b0c65f0e2c63ecb2fd8da7e). Retrieved again at admission on 2026-11-06 (SHA-256 975890605f57c09928cf77c3cb4666fb85476883704b5395a0196afc0084c13a; web pages are served with new markup on each request). HTML of the Euro & talous analysis article as served on 2026-11-02 (the request redirected to the address recorded) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language Finnish (fi) Attribution Tatu Räsänen, “Generatiivinen tekoäly voi mullistaa rahoitussektoria”, 2024-09-05. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (21 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Context only
Generatiivinen tekoäly voi mullistaa rahoitussektoria ↗ Suomen Pankki (Bank of Finland), Euro & talous · 2024-09-05 · In Finnish (fi)
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Source excerpt “Tässä artikkelissa esitetyt mielipiteet ovat kirjoittajien omia eivätkä välttämättä edusta Suomen Pankin näkemystä.” Location in source End of the article, before the keywords
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Tatu Räsänen Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 f1aa61baef8418aee97f659096e3edfc3b1c5ae52b0c65f0e2c63ecb2fd8da7e). Retrieved again at admission on 2026-11-06 (SHA-256 975890605f57c09928cf77c3cb4666fb85476883704b5395a0196afc0084c13a; web pages are served with new markup on each request). HTML of the Euro & talous analysis article as served on 2026-11-02 (the request redirected to the address recorded) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language Finnish (fi) Attribution Tatu Räsänen, “Generatiivinen tekoäly voi mullistaa rahoitussektoria”, 2024-09-05. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The text’s own statement of whose views it gives, shown beside the record; it is context, not support. The quotation matched a fresh retrieval of 2026-11-06. No human editorial review. Status and meaning Editorial status. Machine-checked . Machines found this record and checked it against its sources; no person accepted it individually. Each evidence record above shows how it was checked.
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Record ID am-u03-bof-2024-et-generatiivinen-tekoaly