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In a speech of 13 November 2018, Lael Brainard, then a member of the Board of Governors of the Federal Reserve System, said that AI tools could in future be used to make internet fraud and phishing highly personalized, and that supervised institutions may need their own AI tools to combat outside AI-powered threats. Copy claim link
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Supporting evidence: primary · 1 source; Context: primary · 1 source
Date 2018-11-13 · event Records dated 2018 → Role Articulation Register (kind of text) Nonfiction Scope and limits A forward-looking statement in a speech that carries a ‘my own views’ disclaimer; it does not report observed AI-enabled fraud and is not a Board position.
The evidence 03 primary source Supports the claim
What Are We Learning about Artificial Intelligence in Financial Services? ↗ Board of Governors of the Federal Reserve System · 2018-11-13
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Source excerpt “in the future, AI tools could be used to make internet fraud and phishing highly personalized.” Location in source Section ‘Current Regulatory and Supervisory Approaches’, paragraph beginning ‘For example, let’s take the areas of fraud prevention and cybersecurity’
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Lael Brainard Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 01494b9bbb20187796c78b884b4b8e71d7e78f2dac461d07bfe960248645f0c0). Retrieved again at admission on 2026-11-06 (SHA-256 c7b046d4199a6f37199c8da4cc3c7bc2d262915a28af0ce43e0e7cfe5affe8e3; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (page states last update November 13, 2018) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Lael Brainard, “What Are We Learning about Artificial Intelligence in Financial Services?”, 2018-11-13. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (16 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Supports the claim
What Are We Learning about Artificial Intelligence in Financial Services? ↗ Board of Governors of the Federal Reserve System · 2018-11-13
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Source excerpt “supervised institutions may need their own AI tools to identify and combat outside AI-powered threats.” Location in source Same paragraph
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Lael Brainard Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 01494b9bbb20187796c78b884b4b8e71d7e78f2dac461d07bfe960248645f0c0). Retrieved again at admission on 2026-11-06 (SHA-256 c7b046d4199a6f37199c8da4cc3c7bc2d262915a28af0ce43e0e7cfe5affe8e3; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (page states last update November 13, 2018) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Lael Brainard, “What Are We Learning about Artificial Intelligence in Financial Services?”, 2018-11-13. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (15 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Context only
What Are We Learning about Artificial Intelligence in Financial Services? ↗ Board of Governors of the Federal Reserve System · 2018-11-13
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Source excerpt “These remarks represent my own views, which do not necessarily represent those of the Federal Reserve Board or the Federal Open Market Committee.” Location in source Footnote 1
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Lael Brainard Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 01494b9bbb20187796c78b884b4b8e71d7e78f2dac461d07bfe960248645f0c0). Retrieved again at admission on 2026-11-06 (SHA-256 c7b046d4199a6f37199c8da4cc3c7bc2d262915a28af0ce43e0e7cfe5affe8e3; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (page states last update November 13, 2018) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Lael Brainard, “What Are We Learning about Artificial Intelligence in Financial Services?”, 2018-11-13. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The text’s own statement of whose views it gives, shown beside the record; it is context, not support. The quotation matched a fresh retrieval of 2026-11-06. No human editorial review. Status and meaning Editorial status. Machine-checked . Machines found this record and checked it against its sources; no person accepted it individually. Each evidence record above shows how it was checked.
Relation. A passage of the document meets the proposition’s criterion. The record documents what the text states, in its register (fiction and satire are labelled); it is not evidence that the proposition is true and implies no influence on or from another text.
Date. Date the speech or remarks were delivered, as the text gives it.
Record ID am-u03-frb-2018-brainard-ai