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In a speech of 29 September 2026, Christopher J. Waller, Governor of the Federal Reserve Board, described an agent-delegated model of agentic commerce in which a buyer grants an AI agent authority to shop and make payments on the buyer’s behalf, and said that agentic transactions could materially change the frequency and timing of payments. Copy claim link
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Supporting evidence: primary · 1 source; Context: primary · 1 source
Date 2026-09-29 · event Records dated 2026 → Role Articulation Register (kind of text) Nonfiction Scope and limits Most developed among this group’s texts: it distinguishes agent-assisted and agent-delegated models and discusses authentication, liability, fraud, micropayments and standards. It reports market participants’ views from a Federal Reserve roundtable of 26 May 2026 alongside the speaker’s own; the speaker’s view with disclaimer, not a Board position.
The evidence 04 primary source Supports the claim
Payments in the Age of AI Agents ↗ Board of Governors of the Federal Reserve System · 2026-09-29
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Source excerpt “In the agent-delegated model, a buyer grants authority to an AI agent to shop and make payments on their behalf.” Location in source Section ‘Developments in Agentic Commerce’, second paragraph
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Christopher J. Waller Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 5517ab6256a592400a62eb126a21844cf7fa590ef6c14d076584e5c79f7cb078). Retrieved again at admission on 2026-11-06 (SHA-256 71bc092966546b8633453a8a48c1e66ddb6c51ccfc6500a4ba91378e90a87e18; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (the page address carries 20260928; the page dates the speech September 29, 2026) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Christopher J. Waller, “Payments in the Age of AI Agents”, 2026-09-29. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (20 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Supports the claim
Payments in the Age of AI Agents ↗ Board of Governors of the Federal Reserve System · 2026-09-29
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Source excerpt “Agentic transactions could materially change the frequency and timing of payments, as well as other characteristics.” Location in source Section ‘Looking Ahead’
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Christopher J. Waller Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 5517ab6256a592400a62eb126a21844cf7fa590ef6c14d076584e5c79f7cb078). Retrieved again at admission on 2026-11-06 (SHA-256 71bc092966546b8633453a8a48c1e66ddb6c51ccfc6500a4ba91378e90a87e18; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (the page address carries 20260928; the page dates the speech September 29, 2026) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Christopher J. Waller, “Payments in the Age of AI Agents”, 2026-09-29. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (16 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Supports the claim
Payments in the Age of AI Agents ↗ Board of Governors of the Federal Reserve System · 2026-09-29
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Source excerpt “The question shifts from proving that a buyer is an authorized payer to proving that an agent has the authority to pay on the buyer's behalf.” Location in source Section ‘Developments in Agentic Commerce’, paragraph beginning ‘The biggest barrier to scaling agentic commerce’
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Christopher J. Waller Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 5517ab6256a592400a62eb126a21844cf7fa590ef6c14d076584e5c79f7cb078). Retrieved again at admission on 2026-11-06 (SHA-256 71bc092966546b8633453a8a48c1e66ddb6c51ccfc6500a4ba91378e90a87e18; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (the page address carries 20260928; the page dates the speech September 29, 2026) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Christopher J. Waller, “Payments in the Age of AI Agents”, 2026-09-29. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (26 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Context only
Payments in the Age of AI Agents ↗ Board of Governors of the Federal Reserve System · 2026-09-29
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Source excerpt “The views expressed here are my own and not necessarily those of my colleagues on the Federal Reserve Board or the Federal Open Market Committee.” Location in source Footnote 1
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Christopher J. Waller Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 5517ab6256a592400a62eb126a21844cf7fa590ef6c14d076584e5c79f7cb078). Retrieved again at admission on 2026-11-06 (SHA-256 71bc092966546b8633453a8a48c1e66ddb6c51ccfc6500a4ba91378e90a87e18; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 (the page address carries 20260928; the page dates the speech September 29, 2026) Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Christopher J. Waller, “Payments in the Age of AI Agents”, 2026-09-29. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The text’s own statement of whose views it gives, shown beside the record; it is context, not support. The quotation matched a fresh retrieval of 2026-11-06. No human editorial review. Status and meaning Editorial status. Machine-checked . Machines found this record and checked it against its sources; no person accepted it individually. Each evidence record above shows how it was checked.
Relation. A passage of the document meets the proposition’s criterion. The record documents what the text states, in its register (fiction and satire are labelled); it is not evidence that the proposition is true and implies no influence on or from another text.
Date. Date the speech or remarks were delivered, as the text gives it.
Record ID am-u07-frb-2026-waller-agents