Claim · 2019-08 · publication · Stated in source · Supported

The People’s Bank of China’s FinTech Development Plan 2019–2021 (August 2019) states that using big data, artificial intelligence and other technologies to build financial risk-control models can effectively identify high-risk transactions, sense abnormal transactions and enable early identification, alerting and handling of risks.

One recorded claim. The claim panel gives its qualification, the source passages with their place in each source, and how it was checked.

What it connects

金融科技（FinTech）发展规划（2019—2021年） → articulates → AI can improve financial firms’ risk management

Where it appears

AI and money: what central banks and financial authorities have said, 1997–2026 →

Claim and evidence

金融科技（FinTech）发展规划（2019—2021年）articulates ↓AI can improve financial firms’ risk management

Machine-checkedStated in sourceSupported

Supporting evidence: primary · 1 source

Date: 2019-08 · publication Records dated 2019 →
Role: Articulation
Register (kind of text): Nonfiction

Scope and limitsA statement in a strategy document of what the technology can do, not evidence of results. English rendering is a paraphrase.

The evidence 01

primary sourceSupports the claim

金融科技（FinTech）发展规划（2019—2021年）

中国人民银行 (People’s Bank of China) · 2019-08 · In Chinese (zh)

Cite the original source

Cite the original document, not Selekoa. Check these details against it.

Source excerpt

“运用大数据、人工智能等技术建立金融风控模型，有效甄别高风险交易，智能感知异常交易，实现风险早识别、早预警、早处置，提升金融风险技防能力。”

Location in source 第一章发展形势, 第一节重要意义, paragraph 金融科技成为防范化解金融风险的新利器, PDF p. 7 (printed p. 7)

How it was read Retrieved directly from the publisher

Machine-checked · 2026-11-06

Source details and check notes

Authors: 中国人民银行 (People’s Bank of China)
Version: Retrieved for the candidate pack on 2026-11-02 (SHA-256 104a3fcf813c8c34909a96bada2d7a66a7bfc5801a60f245089792fcbd1b2b6e). Retrieved again at admission on 2026-11-06 (same file). PDF of the plan (attachment, cover dated 2019年8月) in the PBoC government-information section, as served on 2026-11-02; the covering notice is not part of this PDF
Canonical address: Open the canonical source ↗
Accessed: 2026-11-06
Language: Chinese (zh)
Attribution: 中国人民银行 (People’s Bank of China), “金融科技（FinTech）发展规划（2019—2021年）”, 2019-08.
Reuse: No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution.
Check notes: Candidate pack passage, AI and money (research/ai-money). The quotation (60 characters) matched a fresh retrieval of 2026-11-06 (the same file the candidate pack read). Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review.

Status and meaning

Editorial status. Machine-checked. Machines found this record and checked it against its sources; no person accepted it individually. Each evidence record above shows how it was checked.

Relation. A passage of the document meets the proposition’s criterion. The record documents what the text states, in its register (fiction and satire are labelled); it is not evidence that the proposition is true and implies no influence on or from another text.

Date. Date of publication, as the text gives it.

Record ID am-u10-pbc-2019-fintech-plan