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In a speech of 22 November 2024, Michelle W. Bowman, Governor of the Federal Reserve Board, said that many AI risks are already well covered by existing frameworks and that AI does not operate outside the existing legal and regulatory framework, while proposing a gap analysis to determine whether additional regulation is needed. Copy claim link
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Supporting evidence: primary · 1 source; Context: primary · 1 source
Date 2024-11-22 · event Records dated 2024 → Role Articulation Register (kind of text) Nonfiction Scope and limits The speaker leaves open whether gaps exist and says she suggests ‘we need not rush to regulate’; the speaker’s view with disclaimer, not Board policy.
The evidence 04 primary source Supports the claim
Artificial Intelligence in the Financial System ↗ Board of Governors of the Federal Reserve System · 2024-11-22
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Source excerpt “When we consider AI risks, many of these are already well-covered by existing frameworks.” Location in source Section ‘The Sufficiency of Existing Regulatory Tools’, second paragraph
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Michelle W. Bowman Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 44cabb726fd277d5baf5f3391d32200f02713b91f81aceb13139c3331da2cd28). Retrieved again at admission on 2026-11-06 (SHA-256 5a3c9c524b9cbcb4c5476a404ec409fa1ac558bb345c7911474c7db4013d0635; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Michelle W. Bowman, “Artificial Intelligence in the Financial System”, 2024-11-22. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (14 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Supports the claim
Artificial Intelligence in the Financial System ↗ Board of Governors of the Federal Reserve System · 2024-11-22
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Source excerpt “While AI may be on the frontier of technology, it does not operate outside the existing legal and regulatory framework.” Location in source Same section, third paragraph
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Michelle W. Bowman Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 44cabb726fd277d5baf5f3391d32200f02713b91f81aceb13139c3331da2cd28). Retrieved again at admission on 2026-11-06 (SHA-256 5a3c9c524b9cbcb4c5476a404ec409fa1ac558bb345c7911474c7db4013d0635; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Michelle W. Bowman, “Artificial Intelligence in the Financial System”, 2024-11-22. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (20 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. No human editorial review. primary source Context only
Artificial Intelligence in the Financial System ↗ Board of Governors of the Federal Reserve System · 2024-11-22
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Source excerpt “I think we need a gap analysis to determine if there are regulatory gaps or blind spots that could require additional regulation and whether the current framework is fit for purpose.” Location in source Same section, paragraph beginning ‘A posture of openness to AI’
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Michelle W. Bowman Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 44cabb726fd277d5baf5f3391d32200f02713b91f81aceb13139c3331da2cd28). Retrieved again at admission on 2026-11-06 (SHA-256 5a3c9c524b9cbcb4c5476a404ec409fa1ac558bb345c7911474c7db4013d0635; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Michelle W. Bowman, “Artificial Intelligence in the Financial System”, 2024-11-22. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The quotation (31 words) matched a fresh retrieval of 2026-11-06. Matching ignored differences of whitespace, case, quotation marks, dashes, line-break hyphens and Unicode compatibility forms. Qualifies the articulation. No human editorial review. primary source Context only
Artificial Intelligence in the Financial System ↗ Board of Governors of the Federal Reserve System · 2024-11-22
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Source excerpt “The views expressed here are my own and not necessarily those of my colleagues on the Federal Reserve Board or the Federal Open Market Committee.” Location in source Footnote 1
How it was read Retrieved directly from the publisher
Machine-checked · 2026-11-06
Source details and check notes Authors Michelle W. Bowman Version Retrieved for the candidate pack on 2026-11-02 (SHA-256 44cabb726fd277d5baf5f3391d32200f02713b91f81aceb13139c3331da2cd28). Retrieved again at admission on 2026-11-06 (SHA-256 5a3c9c524b9cbcb4c5476a404ec409fa1ac558bb345c7911474c7db4013d0635; web pages are served with new markup on each request). HTML speech page as served on 2026-11-02 Canonical address Open the canonical source ↗ Accessed 2026-11-06 Language English (en) Attribution Michelle W. Bowman, “Artificial Intelligence in the Financial System”, 2024-11-22. Reuse No open redistribution licence asserted. Bibliographic metadata, editorial paraphrases and short attributed quotations (at most 50 words each). Recheck terms before wider redistribution. Check notes Candidate pack passage, AI and money (research/ai-money). The text’s own statement of whose views it gives, shown beside the record; it is context, not support. The quotation matched a fresh retrieval of 2026-11-06. No human editorial review. Status and meaning Editorial status. Machine-checked . Machines found this record and checked it against its sources; no person accepted it individually. Each evidence record above shows how it was checked.
Relation. A passage of the document meets the proposition’s criterion. The record documents what the text states, in its register (fiction and satire are labelled); it is not evidence that the proposition is true and implies no influence on or from another text.
Date. Date the speech or remarks were delivered, as the text gives it.
Record ID am-u12-frb-2024-bowman-ai